I have 34 years of experience in Residential and Commercial lending. I believe that I can guide the seasoned investor looking for Apartments in Ohio, to the first-time buyer trying to uncover every opportunity or program that can help them purchase their first home. All transactions, a refinance or a purchase will experience some type of hurdle. It could be an intricate problem such as interpreting income from a complicated tax return, to understanding a persons detailed asset depletion, or walking a nervous buyer through their first time purchasing a home. I seek to understand my clients and not just on a transactional level, it is imperative that I understand what their goals are for the future.