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Nice to meet you! My name is,

Lucy Urena

Loan Officer
NMLS#: 249339

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

* Spanish Speaker

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Hello, welcome to my page.

With 28 years in the mortgage industry, I’ve had the privilege of helping hundreds of families achieve their dream of homeownership. Many of my first-time buyers that have returned years later now ready to build wealth, invest in new opportunities, or adjust their homes to fit their next chapter in life.

My passion goes beyond loans. I love educating people about how to use their homes as powerful financial tools to create stability, build generational wealth, and reach long-term goals. Life moves in cycles, and our priorities change along the way. Whether you’re buying your first home, expanding your portfolio, or right-sizing to match your current lifestyle, I’m here to guide you with clarity, compassion, and experience.

For me, every loan is more than a transaction it’s a step toward helping families and young individuals create a stronger financial future.  Loans with a purpose.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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